Tips for Filing an Insurance Claim for Storm Damage to Your Roof

What You Should Know About Filing a Claim for Emergency Roof Repair Service

Insurance Claim For Storm Damage To Your RoofThe seasonal weather patterns in Toronto and Southern Ontario can produce some of the most pleasant and picturesque conditions that one can imagine. Based on their personal preferences, local residents can enjoy various outdoor settings ranging from cool spring evenings to warm summer sunshine to gentle fall breezes to the crisp air of winter.

Unfortunately, these same weather patterns can bring some of the most severe storms to the area as well, in turn inflicting considerable damage to trees, landscaping, fencing, and very often, the roofs of residential and commercial properties. And while the owners of these properties are essentially powerless against the forces of nature, storm damage can derail their enjoyment of seasonal pastimes while they deal with the aftermaths; in many cases, this can mean the need for an emergency roof repair service provider like Avenue Road Roofing.

The most common reason for hiring emergency roofers at any given time throughout the year is to repair extensive structural damage and/or water damage caused by:

  • High wind
  • Hail or sleet
  • Ice dam formation
  • Fallen tree limbs/flying debris

The need for any emergency storm damage repair is generally unplanned, thus the term emergency; regardless, the homeowner or property owner will want to avail themselves of such emergency services to prevent further damage to their home or building.

Under these circumstances, the homeowners/property owners might be entitled to a full or partial reimbursement, through their insurance coverage, for out-of-pocket expenses incurred as a result of the roof damage.  However, it will be important that policyholders understand their responsibilities related to submitting any such claims – this may include some or all of the following, depending on their insurance provider:

  • The allowable period of time to file a claim
  • Information required – storm date, age of roof, etc.
  • Documentation needed – photos/summary of the damage
  • Use of a certified roofing company to repair the storm damage
  • The applicability of any existing manufacturer or installer warranties

With respect to documenting the storm damage, property owners will be well-advised to call on the knowledge of a roofing company with extensive experience in emergency roof repair, such as Avenue Road Roofing. These specialists will be able to thoroughly assess and document the extent of the storm damage and recommend the best course of action to repair or perhaps replace the roof, which in turn can help expedite the claims process.

Reliable 24-Hour Emergency Service from a Leading Toronto Roofing Company

Damaged Roof Shingles After A StormWhile property owners cannot control the weather and are defenseless against the forces of nature that can damage their roof, there are several precautionary steps that they can take to decrease the probability for emergency roof repair; these maintenance measures can also help support any insurance claims should such action be required:

  • Regular roof inspections – spring, fall, and after storms
  • Trim back overhanging tree branches from roof and gutters
  • Keep gutters and downspout openings clean and free of debris
  • Remove heavy accumulations of snow/ice throughout the winter
  • Complete minor repairs as soon as possible to prevent larger issues

Despite the best intentions/efforts of the property owner, there is always the possibility that they will need emergency roof repair services. In such cases, it will be important to avoid opportunistic or unqualified roofers, particularly those who might go door-to-door after major storms to solicit work, as this can actually negate claims related to insurance or warranty coverage.

Avenue Road Roofing has the experience and certifications needed to deliver emergency roof repair service that will effectively address the storm damage to the roof and provide the property owner with the information required for insurance purposes.

For more information on Avenue Road Roofing’s 24-hour emergency roof repair services, please see our Emergency Roof Repairs page.

When a storm unexpectedly damages your roof and you want a reliable roofing company that offers 24-hour emergency repairs, Call the professionals from Avenue Road Roofing in Toronto at 416-785-5129 and we will respond without delay.